Contact

When you call Arik Orosz and the Reduced Fee Mortgage Team (powered by eMortgage Capital), you’re working with one of the nation’s top mortgage professionals.


With more than 23 years in the mortgage industry and recognized in the Top 1% of Loan Officers nationwide, Arik has helped thousands of families secure financing that fits both their goals and their budgets. Partnered with over 200 lenders nationwide, he has access to one of the widest arrays of mortgage programs available—including conventional, FHA, VA, jumbo, down payment assistance, DSCR, Bank Statement loans, Hard Money, Mixed Use Properties, and adjustable-rate mortgages—ensuring clients get the most competitive rates and the most flexible options on the market.
At Reduced Fee Mortgage, you can expect:
Friendly, straightforward guidance with clear explanations of every loan option.
Personalized strategies designed around your unique financial situation.
Flexible appointments and ongoing availability, so you always feel supported.
A smooth, transparent process from application to closing.
Arik and his team will take the time to walk you through the advantages and disadvantages of each loan type, helping you make an informed, confident decision. His team’s mission is simple: to deliver the most favorable terms possible while making the mortgage process stress-free and easy to understand.

Though based in Minnesota, Arik proudly serves clients in 13 states and growing (https://reducedfeemortgage.com/all-communities/ ). eMortgage Capital serves 49 states so if you need help in a state we aren’t in yet, we can connect you with a top professional to assist. Whether you’re buying your first home, upgrading, refinancing, or exploring investment properties, you’ll have a dedicated professional in your corner every step of the way.

📞 Contact us today to discover why thousands of past client and realtors trust the Reduced Fee Mortgage Team to make smarter financial decisions and achieve homeownership with confidence.